Last Updated: July 1st, 2022
You are visiting a website owned by Direct Agents, Inc. By using this website, you are entering into a legal agreement to abide by the terms of service you see here, and you are agreeing that you have read and fully understand these terms of service.
These Terms of Service (“Terms of Service”) apply to the websites operated by Direct Agents, Inc., and any of its affiliates, including, but not limited to the websites homprotectioncenter.com, ahsquotes.com, ahsquote.com, alderoffers.com, alliedmovequote.com, arsfamilyoffers.com, arwoffers.com, autorateadvisor.com, cinchhomewarrantyoffer.com, eliteinsurancegroupoffers.com, emailcompliancemanager.com, endurancewarrantyoffers.com, everquoteoffers.com, fattmerchantoffers.com, frontpointsecurityoffers.com, goaptiveoffers.com, guardmygutter.com, homeprotectoffers.com, homeprotectquote.com, homeprotectquotes.com, humanesocietyhero.com, kittylitteroffers.com, lifelineoffers.com, medicalguardianmedicalalert.com, medicalguardingmedicalalert.com, mobilehelpoffer.com, movadoinsider.com, neighborstorageoffers.com, offersinsider.com, personalloanrateadvisor.com, preciseautoquotes.com, preciseratequote.com, preciseratequotes.com, prettylitteroffers.com, refirateadvisor.com, reliaquoteoffers.com, restsafehome.com, safehomesecurityoffers.com, savewarranty.com, searsquotes.com, securehomequotes.com, sprouthealthus.com, studentloanrateadvisor.com, terminixoffers.com, tommybahamainsiders.com, totalprotectoffer.com, udacityoffers.com, usmedoffers.com, vivintoffers.com, vivintsolaroffers.com, vonage-offers.com, vonagebusiness.io, vonagebusinessvoip.com. (collectively, “Websites” or each individually “Website”) on which these Terms of Service are displayed. These Terms of Service also apply to your use of any goods, facilities, or services offered through the Websites, including, but not limited to any online content, tools, and services related to the lending or insurance markets, whether accessed on the Websites or through third-party websites, mobile sites, and/or applications (collectively, such services, including any new features and applications, and the Site, the “Services.”) By accessing, browsing, or using the Websites, you acknowledge that you understand, accept, and agree to be bound by this Terms of Service, as well as our Privacy Policy, which is incorporated into this Terms of Service by reference. You agree that, to the fullest extent required by the law of any state, you have been provided with, have received, and are agreeing to all disclosure and consent requirements. Certain Services may include additional terms and by agreeing to proceed with any such Services you acknowledge that you have read, understand, and agree to be bound by any additional terms displayed or referenced that apply to that Service.
We reserve the right, in our sole discretion, to change or modify portions of these Terms of Service, in whole or in part, at any time without further notice. You should periodically visit this page to review the current Terms of Service so you are aware of any revisions to which you are bound. If we make any revisions, we will post them on this page and will indicate at the top of this page the date these Terms of Service were last revised. We will also notify you of any material changes through a pop-up notice, email, or other reasonable means. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms of Service. If you do not agree to abide by these or any future Terms of Service, do not use or access (or continue to use or access) the Services. The Terms of Service constitute a legally binding agreement between you and Direct Agents. The Websites are intended for individuals who are at least 18 years of age and are accessing the internet from a physical location within the United States of America. By using or accessing the Websites, you acknowledge that are you at least 18 years of age and are accessing the internet from a physical location within the United States of America. We do not knowingly collect the information of anyone under the age of 18 or from outside the United States of America. If you arrived on the Site after having been re-directed or otherwise clicking on another website, you agree that these Terms of Service shall govern your use of this Site.
In addition, when using certain services, you will be subject to any additional terms applicable to such services that may be posted on or in connection with the Services from time to time, including, without limitation, Direct Agents’ Privacy Policy, which also governs your use of this Site. All such terms are hereby incorporated by reference into these Terms of Service. If there is any conflict between such additional terms and these Terms of Service, the additional terms will supplement or amend these Terms of Service, but only with respect to the matters governed by the additional terms.
Services Description: The Services are designed to provide prospective Advertisers with information about you that you choose to provide, and information about Advertisers’ products or services through the Services’ content and tools. Direct Agents provides such information, content, and tools as part of the Services but is not a lender or broker itself, or Advertiser itself. The Services are a tool that you can use to shop for various products or services. Any transaction to which you are a party is solely transacted between you and the applicable Advertiser and is not a part of the Services. Additionally, when you submit your information through our Websites, one of our partners may return multiple products or services for you. Direct Agents will occasionally highlight a product, service or offer as a Featured Offer. We select which offer to feature based on a number of factors, including, but not limited to, your stated preferences, compensation we receive from the partner, and the order of products or services returned by our partner(s). By displaying this Featured Offer, we are neither making a recommendation of the product nor endorsing the product.
Direct Agents also provides Home service providers, lenders, insurers, and/or other service providers with information about prospective customers, as described in our Privacy Policy.
Your Registration Obligations: You may be required to register with our website in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current, and complete information about yourself as prompted by the Services’ registration form or one of our tools or forms that appears on a third-party website, mobile site, or application. Registration data, information that you enter into our tools or forms, and certain other information about you are governed by our Privacy Policy. Direct Agents will not be liable for any loss or damage arising from your failure to comply with this section.
Modifications to Services: Direct Agents reserves the right to modify or discontinue, temporarily or permanently, the Services (or any part thereof) with or without notice. You agree that Direct Agents will not be liable to you or to any third party for any modification, suspension, or discontinuance of the Services.
General Practices Regarding Use and Storage: You acknowledge that Direct Agents may establish general practices and limits concerning use of the Services, including without limitation, the maximum period of time that data or other content will be retained by the Services and the maximum storage space that will be allotted to Direct Agents servers on your behalf. You agree that Direct Agents has no responsibility or liability for the deletion of or failure to store any data or other content maintained by or uploaded to the Services. You further acknowledge that Direct Agents reserves the right to change these general practices and limits at any time, in our sole discretion, with or without notice. You additionally acknowledge that Direct Agents may utilize certain internal or third-party services to record your session and activity while visiting its Websites, and to capture data that was entered on a website form by you during the Website visit on a specific date and time as well as the content of the Website itself to which you were exposed and actions that you took.
Mobile Services: The Services include certain services that may be available via a mobile device, including (i) the ability to submit information or upload content to the Services via a mobile device and (ii) the ability to browse the Services and the Site from a mobile device (collectively, the “Mobile Services”). To the extent you access the Services through a mobile device, your wireless service carrier’s standard charges, data rates, and other fees may apply. In addition, using certain Mobile Services may be prohibited or restricted by your carrier, and not all Mobile Services may work with all carriers or devices.
By using the Mobile Services and/or providing your mobile telephone number to us through the Services, you agree that you are providing express written consent for Direct Agents to share your information with its partners and that Direct Agents and its partners are authorized to contact you at the email address and/or telephone number you have provided, including by telephone call, SMS, MMS, text message, shortcodes used by Advertisers, or other electronic means to your mobile device, including through the use of automated dialing or prerecorded or artificial messages, even if your telephone number is listed on Federal, State, or other jurisdictions Do Not Call List or have otherwise opted in to the National Do Not Call List, any state equivalent Do Not Call List or the internal Do Not Call List, and that normal message and data rates may apply. Message frequency varies. To opt out of receiving future messages, please reply "STOP" to any message. For additional support or information, please email privacy@directagents.com
In the event you change or deactivate your mobile telephone number, you agree to promptly update information that you have submitted to us to ensure that your messages are not sent to the person that acquires your old number.
When you provide your e-mail address, name, or other information to us in connection with your use or access to our Websites or Services, any other service or tool provided on the Websites or otherwise, you agree to allow the Websites and any of its affiliated websites and partners to add your e-mail address, name, or other information provided to our database of users. You may receive one or more promotional e-mails from either the Site or a website of one of Direct Agents’ affiliates, partners, or Advertisers. You are welcome to opt not to receive such promotional e-mails from the Site or such affiliates’,partners’, or Advertisers’ websites at any time. Please review our Privacy Policy for more information regarding our email and other data collection practices and safeguards, and how to opt not to receive such emails. Your use of the Site signifies your acknowledgment of, and agreement with, our Privacy Policy. We adhere to strong principles of privacy. You agree that we may access and use your user-contributed content in accordance with these Terms of Service or our Privacy Policy, and we agree that we will only disclose your user-contributed content in accordance with these Terms of Service and our Privacy Policy.
Additional Electronic Notices: By using the Services, you further agree that we may communicate with you electronically via email regarding security, privacy, and administrative issues relating to your use of the Services. If we learn of a security system’s breach, we may attempt to notify you electronically by posting a notice on the Services or sending an email to you. You may have a legal right to receive this notice in writing. To receive free written notice of a security breach (or to withdraw your consent from receiving electronic notice), please notify us at privacy@directagents.com
User Conduct: You are solely responsible for all information, data, text, software, messages, or other materials that you submit or upload to the Services or otherwise use via the Services (“User Content”). Direct Agents reserves the right to investigate and take appropriate legal action against anyone who, in Direct Agents’ sole discretion, violates this provision, including without limitation, removing the offending content from the Services, blocking such violator’s access to the Services, and reporting the violator to law enforcement authorities. You agree to not use the Services to:
a) email or otherwise submit or upload any content that (i) infringes any intellectual property or other proprietary rights of any party; (ii) you do not have a right to submit or upload under any law or under contractual or fiduciary relationships; (iii) contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment; (iv) poses or creates a privacy or security risk to any person; (v) constitutes unsolicited or unauthorized advertising, promotional materials, commercial activities and/or sales, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” “contests,” “sweepstakes,” or any other form of solicitation; (vi) is unlawful, harmful, threatening, abusive, harassing, tortious, excessively violent, defamatory, vulgar, obscene, pornographic, libelous, invasive of another’s privacy, hateful racially, ethnically, or otherwise objectionable; or (vii) in the sole judgment of Direct Agents, is objectionable or which restricts or inhibits any other person from using or enjoying the Services, or which may expose Direct Agents or our users to any harm or liability of any type;
b) interfere with or disrupt the Services or servers or networks connected to the Services, or disobey any requirements, procedures, policies, or regulations of networks connected to the Services;
c) violate any applicable local, state, national, or international law, or any regulations having the force of law;
d) impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;
e) solicit personal information;
f) harvest or collect email addresses or other contact information of other users from the Services by electronic or other means for the purposes of sending unsolicited emails or other unsolicited communications;
g) commit, further, or promote any criminal activity or enterprise; or
h) obtain or attempt to access or otherwise obtain any materials or information through any means not intentionally made available or provided for through the Services.
Special Notice for International Use; Export Controls: Software (defined in the section on “Intellectual Property Rights” below) available in connection with the Services and the transmission of applicable data, if any, is subject to United States export controls. No Software may be downloaded from the Services or otherwise exported or re-exported in violation of U.S. export laws. Your use of the Software is at your sole risk. Recognizing the global nature of the Internet, you agree to comply with all local rules and laws regarding your use of the Services, including as it concerns online conduct and acceptable content.
Commercial Use Not Permitted: Unless otherwise expressly authorized herein or in the Services, you agree not to display, distribute, license, perform, publish, reproduce, duplicate, copy, create derivative works from, modify, sell, resell, exploit, transfer, or upload for any commercial purposes, any portion of the Services, use of the Services, or access to the Services. The Services are for your personal use only.
Service Content, Software, and Trademarks: You acknowledge and agree that the Services may contain content or features (“Service Content”) that are protected by copyright, patent, trademark, trade secret, or other proprietary rights and laws. Except as expressly authorized by Direct Agents, you agree not to modify, copy, frame, scrape, rent, lease, loan, sell, distribute, or create derivative works based on the Services or the Service Content, in whole or in part, except that the foregoing does not apply to your own User Content (as defined below) that you legally submit or upload to the Services. You may not remove or alter any proprietary notices or marks on the Services or any portion thereof. In connection with your use of the Services you will not engage in or use any data mining, robots, scraping, or similar data gathering or extraction methods. Any use of the Services or the Service Content other than as specifically authorized herein is strictly prohibited. The technology and software underlying the Services or distributed in connection therewith is the property of Direct Agents, our affiliates, and our partners (the “Software”). You agree not to copy, modify, create a derivative work of, reverse engineer, reverse assemble, or otherwise attempt to discover any source code, sell, assign, sublicense, or otherwise transfer any right in the Software. Any rights not expressly granted herein are reserved by Direct Agents.
The Direct Agents and homprotectioncenter.com, ahsquotes.com, ahsquote.com, alderoffers.com, alliedmovequote.com, arsfamilyoffers.com, arwoffers.com, autorateadvisor.com, cinchhomewarrantyoffer.com, eliteinsurancegroupoffers.com, emailcompliancemanager.com, endurancewarrantyoffers.com, everquoteoffers.com, fattmerchantoffers.com, frontpointsecurityoffers.com, goaptiveoffers.com, guardmygutter.com, homeprotectoffers.com, homeprotectquote.com, homeprotectquotes.com, humanesocietyhero.com, kittylitteroffers.com, lifelineoffers.com, medicalguardianmedicalalert.com, medicalguardingmedicalalert.com, mobilehelpoffer.com, movadoinsider.com, neighborstorageoffers.com, offersinsider.com, personalloanrateadvisor.com, preciseautoquotes.com, preciseratequote.com, preciseratequotes.com, prettylitteroffers.com, refirateadvisor.com, reliaquoteoffers.com, restsafehome.com, safehomesecurityoffers.com, savewarranty.com, searsquotes.com, securehomequotes.com, sprouthealthus.com, studentloanrateadvisor.com, terminixoffers.com, tommybahamainsiders.com, totalprotectoffer.com, udacityoffers.com, usmedoffers.com, vivintoffers.com, vivintsolaroffers.com, vonage-offers.com, vonagebusiness.io, vonagebusinessvoip.com. names and logos are trademarks and service marks of Direct Agents (collectively the “Direct Agents Trademarks”). Other company, product, and service names and logos used and displayed via the Services may be trademarks or service marks of their respective owners who may or may not endorse or be affiliated with or connected to Direct Agents. Nothing in these Terms of Service or the Services should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of Direct Agents Trademarks displayed on the Services, without our prior written permission in each instance. All goodwill generated from the use of the Direct Agents Trademarks will inure to our exclusive benefit.
Third-Party Material: Under no circumstances will Direct Agents be liable in any way for any content or materials of any third parties (including users), including, but not limited to, for any errors or omissions in any content, or for any loss or damage of any kind incurred as a result of the use of any such content. You acknowledge that Direct Agents does not pre-screen content from third parties, but that Direct Agents and our designees will have the right (but not the obligation) in our sole discretion to refuse or remove any content that is available via the Services. Without limiting the foregoing, Direct Agents and our designees will have the right to remove any content that violates these Terms of Service or is deemed by Direct Agents, in our sole discretion, to be otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any content, including any reliance on the accuracy, completeness, or usefulness of such content.
User Content Transmitted Through the Service: With respect to your User Content, you represent and warrant that you own all right, title, and interest in and to such User Content, including, without limitation, all copyright and rights of publicity contained therein. By uploading any User Content, you hereby grant and will grant Direct Agents and our affiliated companies and partners a nonexclusive, worldwide, royalty free, fully paid up, transferable, sublicensable, perpetual, irrevocable license to copy, display, upload, perform, distribute, store, modify and otherwise use your User Content in connection with the operation of the Services, in any form, medium, or technology now known or later developed.
You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information about the Services (“Submissions”) provided by you to Direct Agents are non-confidential and Direct Agents will be entitled to the unrestricted use and dissemination of these Submissions for any purpose, commercial or otherwise, without acknowledgment or compensation to you.
You acknowledge and agree that Direct Agents may preserve content and may also disclose content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process, applicable laws, or government requests; (b) enforce these Terms of Service; (c) respond to claims that any content violates the rights of third parties; or (d) protect the rights, property, or personal safety of Direct Agents, our users, and the public. You understand that the technical processing and transmission of the Services, including your content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.
You acknowledge, agree, and authorize that (a) your information may be sent by us to lenders, insurance companies, brokers, and/or service providers on your behalf, (b) your information may be used in order to make sure you are who you say you are, (c) such service providers, lenders, insurance companies, and/or service providers, to the extent permitted by applicable law, may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian, and Equifax, and (d) your information may be used to make certain prequalification and other credit decisions or decisions regarding insurance products and/or their issuance thereof.
The Services may provide, or third parties may provide, links or other access to other sites and resources on the Internet. Direct Agents has no control over and is not responsible for such sites and resources, and links to such sites and resources do not indicate Direct Agents’ endorsement of or affiliation with such sites and resources. You further acknowledge and agree that Direct Agents will not be responsible or liable, directly or indirectly, for any damage or loss caused, or alleged to be caused by, or in connection with, use of or reliance on any content, events, goods, or services available on or through any such site or resource. Any dealings you have with third parties found while using the Services are between you and the third party, and you agree that Direct Agents is not liable for any loss or claim that you may have against any such third party.
As provided in these Terms of Service, Direct Agents may utilize the services of certain third parties in an effort to provide you with better Services or more user friendly Websites.
IN NO EVENT WILL DIRECT AGENTS, OR ITS PARTNERS, OFFICERS, DIRECTORS, CONSULTANTS, CONTRACTORS, AGENTS, AND/OR EMPLOYEES (COLLECTIVELY, THE “DIRECT AGENTS GROUP”), OR ANY THIRD-PARTY PROVIDER OF A SERVICE OR TOOL OFFERED ON ANY SITE OF A MEMBER OF THE DIRECT AGENTS GROUP (EACH A “THIRD-PARTY PROVIDER”), BE LIABLE FOR ANY LOST REVENUES OR PROFITS OR ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES ARISING OUT OF, BASED ON, OR RESULTING FROM (A) OUR WEBSITES, (B) THE SERVICES, (C) THESE TERMS OF SERVICE, (D) ANY BREACH OF THESE TERMS OF SERVICE BY YOU OR A THIRD PARTY, (E) USE OF THE WEBSITES, TOOLS, OR SERVICES WE PROVIDE, OR ANY THIRD PARTY PROVIDER PROVIDES, RELATED TO THE BUSINESS WE OPERATE ON THE WEBSITES, BY YOU OR ANY THIRD PARTY, (F) ANY USER CONTENT, (G) INTERACTION BETWEEN OUR WEBSITES AND ANY THIRD PARTY SITE, INCLUDING WITHOUT LIMITATION A SOCIAL MEDIA SITE, FACILITATED BY A TOOL OR SERVICE ON OUR WEBSITES, AND/OR (H) ANY ACTUAL OR ATTEMPTED COMMUNICATION OR TRANSACTION, INCLUDING WITHOUT LIMITATION, ANY PAYMENT TRANSACTION (EVEN IF WE OR ANY THIRD PARTY PROVIDER RECEIVES A FEE IN CONNECTION THEREWITH) BETWEEN USERS, IN EACH CASE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE LIMITATIONS AND EXCLUSIONS APPLY WITHOUT REGARD TO WHETHER THE DAMAGES ARISE FROM (1) BREACH OF CONTRACT, (2) BREACH OF WARRANTY, (3) STRICT LIABILITY, (4) TORT, (5) NEGLIGENCE, OR (6) ANY OTHER CAUSE OF ACTION, TO THE MAXIMUM EXTENT SUCH EXCLUSIONS AND LIMITATIONS ARE NOT PROHIBITED BY APPLICABLE LAW.
IF YOU ARE DISSATISFIED WITH THE WEBSITES, YOU DO NOT AGREE WITH ANY PART OF THE TERMS OF SERVICE, OR HAVE ANY OTHER DISPUTE OR CLAIM WITH OR AGAINST US, ANY THIRD-PARTY PROVIDER, OR ANY USER OF THE WEBSITES WITH RESPECT TO THESE TERMS OF SERVICE OR THE SITE, THEN YOUR SOLE AND EXCLUSIVE REMEDY AGAINST US IS TO DISCONTINUE USING THE WEBSITES. IN ALL EVENTS, OUR LIABILITY, AND THE LIABILITY OF ANY MEMBER OF THE DIRECT AGENTS GROUP, TO YOU OR ANY THIRD PARTY IN ANY CIRCUMSTANCE ARISING OUT OF OR IN CONNECTION WITH THE WEBSITES OR SERVICES IS LIMITED TO $100.00 IN THE AGGREGATE FOR ALL CLAIMS.
THE WEBSITES, INCLUDING ALL CONTENT, SOFTWARE, FUNCTIONS, MATERIALS, AND INFORMATION MADE AVAILABLE ON OR ACCESSED THROUGH THE WEBSITES, ARE PROVIDED "AS IS." TO THE FULLEST EXTENT PERMISSIBLE BY LAW, WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER FOR THE CONTENT ON THE WEBSITES OR THE SERVICES, FOR ANY PRODUCTS OR SERVICES OR HYPERTEXT LINKS TO THIRD PARTIES, OR FOR ANY BREACH OF SECURITY ASSOCIATED WITH THE TRANSMISSION OF SENSITIVE INFORMATION THROUGH THE WEBSITES OR ANY LINKED SITE, EVEN IF WE BECOME AWARE OF ANY SUCH BREACHES. FURTHER, WE EXPRESSLY DISCLAIM ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, NON-INFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR ACCURACY. WE DO NOT WARRANT THAT THE FUNCTIONS CONTAINED ON THE WEBSITES OR ANY MATERIALS OR CONTENT CONTAINED THEREIN WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITES OR THE SERVER THAT MAKES THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU ACKNOWLEDGE AND AGREE THAT ANY TRANSMISSION TO AND FROM OUR WEBSITES ARE NOT CONFIDENTIAL AND YOUR COMMUNICATIONS OR USER-CONTRIBUTED CONTENT MAY BE READ OR INTERCEPTED BY OTHERS. YOU FURTHER ACKNOWLEDGE AND AGREE THAT BY SUBMITTING COMMUNICATIONS OR USER CONTENT TO US AND BY POSTING INFORMATION ON OUR WEBSITES, NO CONFIDENTIAL, FIDUCIARY, CONTRACTUALLY IMPLIED OR OTHER RELATIONSHIP IS CREATED BETWEEN YOU AND US OTHER THAN PURSUANT TO THESE TERMS OF SERVICE.
You agree to release, indemnify, and hold Direct Agents and our affiliates and partners, and our and their officers, employees, directors, contractors, and agents harmless from any from any and all losses, damages, judgments, expenses, including reasonable attorneys’ fees, rights, claims, actions of any kind and injury (including death) arising out of or relating to your use of the Services, any User Content, your connection to the Services, your violation of these Terms of Service or your violation of any rights of another. If you are a California resident, you waive California Civil Code Section 1542, which says: “A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.” If you are a resident of another jurisdiction, you waive any comparable statute or doctrine.
As noted above, Direct Agents is not an insurance company or a licensed insurance agency or broker and does not provide insurance quotes. The information Direct Agents provides is not intended to take the place of professional advice from a licensed insurance agent nor does Direct Agents provide any evaluation of the insurance providers or their policies. Direct Agents recommends that all consumers consult with a licensed insurance agent before purchasing any insurance policy.
Direct Agents does not sell any product or service on its Websites; instead, Direct Agents provides a service to help others offer for sale and sell products and/or services to you and potential consumers (each, a "Prospect") who have visited Direct Agents’ Websites and submitted their information to be contacted by our Advertisers. Direct Agents may, through its Websites, and with each Prospect's authorization, collect certain information about any Prospect and sell the provided information to various third-party providers. As a result, the quality, safety or legality of the products offered by any third-party provider for sale, the truth or accuracy of the representations regarding such products, the ability of the third-party providers to offer or sell such products, or the ability of Prospects to pay for the products offered are solely the responsibility of the users of this Website, including Prospects and third-party providers. Direct Agents is an independent contractor for all purposes, and Direct Agents is not responsible in any way for the conduct of any Prospect or third-party provider. Nor does Direct Agents endorse or recommend any third-party provider nor any companies or insurance policies. Direct Agents does not provide insurance, tax, legal or any other financial advice. Direct Agents does not guarantee that any of the third-party providers to whom it forwards any Prospect's application will contact such Prospect or agree to provide the Prospect with the desired products or services. If you are a Prospect and you would like personal advice or specific loan policy recommendations, please consult with an insurance agent, broker, or other qualified professional.
Please contact us at privacy@directagents.com to report any violations of these Terms of Service or to pose any questions regarding these Terms of Service or the Services.